The moratorium period in education loans is a crucial time-frame that allows borrowers to temporarily suspend loan repayments to focus on their studies and secure employment. It provides students with the flexibility to prioritize their education and career development before they begin repaying the loan. However, it is important to note that during the moratorium period, interest on the loan continues to accrue, which can increase the overall burden of the loan. Government banks typically offer a moratorium period equal to the course duration plus six months. This means that borrowers have the length of their educational program, plus an
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